Wednesday, September 28, 2016

Louisiana Life and Health Insurance Courses - Online Insurance Pre Licensing


American Investment Training and Global Career School provides state of the art and dynamic Insurance Pre License training or the life and health exam.


Louisiana Life and Health Course

WE ARE FULLY ACCREDITED PROVIDER OF INSURANCE PRE-LICENSE EDUCATION COURSE WARE FOR LOUISIANA. BECAUSE OUR TRAINING IS ENTIRELY ONLINE AND THE LESSONS CAN BE TAKEN WHEN YOU HAVE TIME, OUR COURSES ARE PERFECT FOR TODAY'S HECTIC SCHEDULES.

We offer comprehensive training to help you ramp up your insurance career in Louisiana. Be sure to check with your state to make sure you are meeting the requirements in Louisiana prior to enrolling.

LOUISIANA

WHAT our course does:

  1. Identifying the critical information that will appear on the State Exam
  2. Mastering that information
  3. Demonstrating your proficiency by passing a standardized test
Exam4Caster offers 4 practice exams with over 450 questions. Every question includes valuable feedback to clarify your understanding and help you pass your state exam.



Thursday, September 22, 2016

Georgia Insurance License Training - Georgia Life and Health Agent Licensing


Georgia Life and Health Course

This online course curriculum prepares a candidate to take and pass the state administered exam in order to earn a Life and Health Insurance license. The content consists of two main sections: the national core containing sections I through III, and the state law section containing section IV. Each chapter in sections I through III contains assessment questions to emphasize study points; in addition, there is a state law exam and a final exam at the end of the course.

start course HERE

or read more....

You begin with the definition of risk and are then guided step-by-step through the most intricate issues of Variable Universal Life and Equity Indexed Annuities. You will enjoy the crisp, conversational style that practically eliminates the tedium of learning, and you will appreciate the use of important interactive strategies that help adults understand and remember.
What Is Included?
Let's be candid the most expensive mistake some students make is to shortcut their preparation, fail by one point and then have to pay the full cost of retaking the exam. The Ultimate Success Licensing Package helps avoid all that by providing all the essential tools plus Instructor Connect that will enable you to pass the State Licensing Exam on your first attempt.
A.     Online Prep Course
B.     Resource Guide
C.     Instructor Connect
D.     Exam4Caster

A. Online Prep Course features:
The Online Prep Course will allow you to learn and remember the critical insurance vocabulary, concepts and products that will be tested on your State Licensing Exam. You'll find no fluff, no nice-to-know, no war stories just the essential information that you will need to obtain your license. This crucial knowledge is presented in easy to read, user-friendly language that is devoid of legal complexities and legislative mumbo-jumbo. We've even taken care to clearly define the insurance terms before we use them.
The instructional content is reinforced with:
    Interim quizzes in the format of your state exam so that you may monitor your progress easily
    Key Points summary at the end of each chapter that reduces the critical information to less than a page
    An extensive glossary/index that allows you to effortlessly define or locate that important term you simply cannot remember
    A RIGOROUS FINAL EXAM DESIGNED TO TELL YOU IF YOU ARE ADEQUATELY PREPARED FOR THE STATE EXAM
    State Law material translated into plain English which simplifies the section of the test that causes 70% of the failures.
Online Course Outline:
Your state insurance regulators built an Exam Content Outline which dictates the information which we must include in the Online Course and Resource Guide. Parts I through III of the Course and Resource Guide make up the 'national core' portion (useful in any state). Part IV is the State Law section of your course.
Part I: Introduction to Life & Health Insurance
    Chapter 1 Purpose of Insurance
    Chapter 2 Contract Law
    Chapter 3 Underwriting and the Application
Part II: Life Insurance
    Chapter 4 Traditional Life Policies
    Chapter 5 Flexible Feature Life Policies
    Chapter 6 Policy Provisions
    Chapter 7 Policy Options
    Chapter 8 Policy Riders
    Chapter 9 Annuities and Retirement Plans
    Chapter 10 Business and Group Life
    Chapter 11 Social Security
Part III: Accident and Health
    Chapter 12 Health Foundations
    Chapter 13 Medical Expense Policies
    Chapter 14 Disability Income Policies
    Chapter 15 Uniform Individual Health Policy Provisions
    Chapter 16 Group Health Insurance
    Chapter 17 Medicare and Medicaid
    Chapter 18 Limited Health Insurance Policies
Part IV: State Insurance Laws
    Chapter 19 General State Insurance Law
    Chapter 20 State Life Insurance Law
    Chapter 21 State Health Insurance Law

B. Resource Guide features:
The Life and Health Resource Guide mirrors the content, sequence and style of the Online Course. It fleshes out the subject matter, serves as a useful reference and provides a format that can be easily highlighted to organize and reduce the tedium of note taking. Our team of editors includes classroom instructors, insurance company trainers and testing engineers who have actually built insurance exams for use across the country. The Sagamore editorial team has as its motto, 'Dull is a 4 letter word.'

C. Instructor Connect:
This valuable resource provides access to a live instructor, for 30 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.
Lead Instructor Bio:
Jack Frick, CIC, CISR, AIS, M. Div. has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance

Availability:
Our live instructor is available to you from 8:30am to 4:30pm CST by phone and email (voicemail and email responded to within 24 business hours).
Exam Remediation:
If you should fall short on your first attempt to pass the State Exam, you are encouraged to send your results to your instructor. He will analyze your scores and develop a personalized review plan to organize your study and deliver it to you by email. You can then focus your efforts on the material that is most likely to produce a passing score on your next attempt.
D.    Exam4Caster:
4 focused exams designed to be progressively more difficult and linked to specific test objectives.
·     Exam 1, Fact Check – Terms and Definitions:  if student does not master this material they will not pass.  60% of the state exam is made up of terms and definitions. 
·     Exam 2, Checkup - Written at the difficulty level of the state exam and covering similar content.  A student scoring 75% or above can feel comfortable about passing state exam. 
·     Exam 3, Double Check – for students who did not do well on Exam 2 and need remediation.  If scoring 75% they are ready for state exam
·     Exam 4, Checkmate (The Beast!) – This exam is not for everyone and is more difficult than the state exam. A score of 60% would be outstanding and is ideal for highly competitive people and those who absolutely must pass on first attempt.


BEGIN ONLINE TRAINING HERE FOR GEORGIA:
Georgia Life and Health License Training

Monday, September 12, 2016

Illinois Estate Planning Training Continuing Education - Illinois CE Credits. All courses

Estate Planning for Illinois Financial Planners and Licensed Insurance Agents seeking Continuing Education credits. 

5 HOURS OF CREDIT - FAST ONLINE COMPLETION WITH CERTIFICATE
This CE course offers a comprehensive overview of estate and succession planning. It explains how life insurance and other financial tools can be used to meet a business owner’s planning needs by providing liquidity, equalizing inheritances, funding trusts, preventing estate shrinkage, and creating wealth and income for survivors. It also discusses other planning techniques that estate owners can use to prepare for the passing of property—including a business—at the owner’s death.
The Course is for Insurance Agents, Financial Planners and anyone who wants to learn about Estate Planning

This Training for Illinois includes:
  • The Basics of Estate Planning
  • Wills: The Foundation of Estate Planning
  • Planning for the Biggest Asset in the Estate
  • Providing for Retirement, Spouse, and Heirs
  • Using Trusts to Meet Unique Needs
  • Summing it All Up
This is an advanced level CE course. Upon conclusion, Reps will be able to:
  • Apply the use of wills and income in respect of a decedent to estate planning
  • Describe different types of property ownership
  • Explain the benefits of making lifetime gifts, and how clients can do so in a tax-favored manner
  • Demonstrate understanding of how the federal estate tax can impact an estate, and how to minimize that impact
  • Apply ways in which a spouse can plan to pass assets to a surviving spouse
  • Describe how the generation skipping transfer tax works
  • Interpret the value of irrevocable life insurance trusts and other trusts available as estate planning tools
  • Explain how to pass assets to children
  • Compare and contrast family limited partnerships—how they work and their advantages in estate planning
  • Devise ways to help clients plan for incapacity and incompetence


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Thursday, September 1, 2016

California Life and Health License CE Courses - California Continuing Education Training

Full California Life and Health CE Online Package Course
With this special 24-hour Online Course offer, you will receive all the courses you need to meet your insurance CE renewal requirements in California!
Topics Include:
  • 8-Hours of Ongoing Long-Term Care Training
  • 4-Hours of Ongoing Annuity Training
  • 3-Hours of State-Approved Ethics
  • 9-Hours of Life & Health Insurance CE


CA Insurance CE Requirements 

Required Continuing Education Hours

Life-Only and/or Accident and Health Producers

24 CE hours, including 3 hours of ethics are required every 2 year license term (see license term below). California has category restrictions. See CE Subject Requirements below. 
Producers planning to sell the following products have special training or education requirements as described below.
Separate Subjects include:
Annuities
IRA
Underwriting
Rules and Customer Accounts
From dozens of topics or take a full package of hours course to satisfy your insurance license requirements

Texas Insurance CE - Fixed Annuities Courses for Continuing Education


Fixed Annuities For Texas Insurance Lines

This course offers an in-depth look at fixed annuities, both traditional and indexed. It explains the basics of annuity products in general, and discusses the various features, provisions, benefits and limitations of these unique products. It explains how fixed annuities are designed, how they function, how their values grow and how those values can be distributed, through annuitization and/or withdrawals. 

The course examines many common index-linked interest crediting methods associated with indexed annuities, as well as how insurers invest for both traditional and index-linked interest crediting. The course includes a thorough discussion of annuity taxation, and explains the tax rules that pertain to early withdrawals, annuitization, and Section 1035 exchanges. The course also covers annuity suitability, offering guidelines on how producers can ensure that the products they recommend for their clients are suitable and appropriate.  

The course covers the following: 
  • Annuity Basics 
  • Traditional Fixed Annuities
  • Indexed Annuities
  • Using the Annuity for Income
  • Annuity Taxation
  • Annuity Suitability and Disclosure Practices
All Texas Annuities Topics below:

Texas Annuities Courses CE