Online Virginia Insurance Agent State Licensing - VA Insurance Courses

Virginia Life and Health Course

You begin with the definition of risk and are then guided step-by-step through the most intricate issues of Variable Universal Life and Equity Indexed Annuities. You will enjoy the crisp, conversational style that practically eliminates the tedium of learning, and you will appreciate the use of important interactive strategies that help adults understand and remember.

The Online Prep Course will allow you to learn and remember the critical insurance vocabulary, concepts and products that will be tested on your State Licensing Exam. receive the essential information that you will need to obtain your license. This crucial knowledge is presented in easy to read, user-friendly language that is devoid of legal complexities and legislative filler. We've even taken care to clearly define the insurance terms before we use them.

Your state insurance regulators built an Exam Content Outline which dictates the information which we must include in the Online Course and Resource Guide. Parts I through III of the Course and Resource Guide make up the 'national core' portion (useful in any state). Part IV is the State Law section of your course.

Part I: Introduction to Life & Health Insurance

·    Chapter 1 Purpose of Insurance

·    Chapter 2 Contract Law

·    Chapter 3 Underwriting and the Application

Part II: Life Insurance

·    Chapter 4 Traditional Life Policies

·    Chapter 5 Flexible Feature Life Policies

·    Chapter 6 Policy Provisions

·    Chapter 7 Policy Options

·    Chapter 8 Policy Riders

·    Chapter 9 Annuities and Retirement Plans

·    Chapter 10 Business and Group Life

·    Chapter 11 Social Security

Part III: Accident and Health

·    Chapter 12 Health Foundations

·    Chapter 13 Medical Expense Policies

·    Chapter 14 Disability Income Policies

·    Chapter 15 Uniform Individual Health Policy Provisions

·    Chapter 16 Group Health Insurance

·    Chapter 17 Medicare and Medicaid

·    Chapter 18 Limited Health Insurance Policies

Part IV: State Insurance Laws

·    Chapter 19 General State Insurance Law

·    Chapter 20 State Life Insurance Law

·    Chapter 21 State Health Insurance Law

B.     Resource Guide features:

The Life and Health Resource Guide mirrors the content, sequence and style of the Online Course. It fleshes out the subject matter, serves as a useful reference and provides a format that can be easily highlighted to organize and reduce the tedium of note taking. Our team of editors includes classroom instructors, insurance company trainers and testing engineers who have actually built insurance exams for use across the country. The Sagamore editorial team has as its motto, 'Dull is a 4 letter word.'

C.     Instructor Connect:

This valuable resource provides access to a live instructor, for 90 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.

Lead Instructor Bio:

Jack Frick, CIC, CISR, AIS, M. Div. has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance

Virginia Life and Health Insurance Pre License